If you are receiving Social Security benefits but feel like your check is too low, there are options to get additional financial help.
Many people don’t realize that they can combine Social Security with other benefits that can significantly boost their income. In 2025, there are several types of government assistance programs that you could qualify for, which could make a big difference.
1. Supplemental Security Income (SSI)
If your Social Security payments are low, you may be able to qualify for SSI (Supplemental Security Income) benefits. SSI is a federal program designed for people who have low income, limited resources, and are aged 65 or older, blind, or disabled.
For example, seniors aged 65 or older can receive SSI payments worth $575 a month. While this amount might seem low, it is a helpful supplement for people who don’t have enough income to cover their living expenses.
The maximum amount for an individual in 2025 will be $697, though reductions apply if you receive other benefits.
Social Security Disability Insurance (SSDI) benefits can also be combined with SSI payments, making it easier for people with disabilities to live comfortably.
This is especially helpful if you are already receiving retirement benefits but need extra support to meet your basic needs.
2. Social Security and Spousal Benefits
Many Americans are unaware that they may be eligible for spousal benefits while receiving Social Security retirement benefits.
If you are married, you can receive up to 50% of your spouse’s retirement benefits or SSDI benefits once you reach the age of 62.
If you are caring for a qualifying child under 16, you may also be eligible for spousal benefits, even if you haven’t yet reached retirement age. This can be a great option for parents or caregivers who need extra financial help.
3. SNAP Benefits: Help with Groceries
In addition to Social Security benefits, you could also be eligible for SNAP (Supplemental Nutrition Assistance Program) benefits.
SNAP provides money on an Electronic Benefits Transfer (EBT) card to help you buy groceries. This benefit is available to people on retirement benefits, SSDI benefits, and even those receiving SSI.
You can use your SNAP benefits at authorized stores, including many farmers’ markets, to purchase food. This can make it easier for you to buy healthy food while saving money on your grocery bill.
4. Veterans Benefits and Social Security
For veterans who are receiving Social Security, there may be an option to combine it with partial Veterans Disability Compensation.
This can help fill the gap if your VA benefits alone are not enough to cover your living expenses. If you are receiving partial VA compensation, it is worth checking to see if you also qualify for SSI or other Social Security benefits.
5. Unemployment Benefits and Social Security
Did you know that in some states, you may be able to receive both Social Security and unemployment benefits at the same time?
If you are struggling with a low income, it’s a good idea to check with your state’s unemployment office to see if you qualify for unemployment benefits while receiving Social Security.
6. TANF and WIC Programs: Additional Financial Support
If you are struggling to meet basic needs, two additional programs may provide help: TANF (Temporary Assistance for Needy Families) and WIC (Women, Infants, and Children).
TANF helps families with children who are facing financial hardship, while WIC provides food assistance to pregnant women, new mothers, and children under 5.
Both of these programs can be combined with Social Security benefits if you qualify. If you are eligible for SSI or SSDI benefits, you could also qualify for WIC or TANF, providing you with more financial support each month.
Conclusion:
In 2025, there are many ways to increase your income and financial support while receiving Social Security benefits. Whether you’re eligible for SSI, spousal benefits, SNAP, veterans benefits, or programs like TANF and WIC, you may be able to combine several forms of assistance to help cover your living expenses.
It’s important to check with your local Social Security office and other government agencies to find out what benefits you qualify for and how to apply.
Taking advantage of these benefits can help improve your quality of life and make it easier to manage your finances in 2025. Don’t miss out on any additional support that could help you live more comfortably.
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