DDN – Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are the two most common types of government disability benefits for those who are unable to work due to a medical condition or disability.

The fundamental distinction between the two supports is their work histories. SSDI is intended for persons who have paid Social Security taxes and worked for many years but are unable to continue their activities due to a disability.

However, SSI is available to low-income people who have little or no work experience and are unable to work due to a medical condition.

If You Live in California, This is How Much the SSDI Program Will Pay You Every Month

Approximately 6.5 million people got SSI benefits in 2022, while 7.9 million disabled workers received monthly payments from the Social Security Disability Insurance (SSDI) program. In 2024, the maximum SSDI payment for disabled workers was around $3,822, with an average monthly benefit of $1,505.

The average monthly SSI benefit is $600, reaching a high of $943 by 2024. Even though these benefits are desirable, they frequently fall short of addressing basic human needs.

Regardless of where a person lives in the United States, an Atticus study discovered that SSI only covers less than one-third of living expenses, while SSDI seldom covers half. Furthermore, monthly SSDI payouts averaged $1,665 in October 2023.

Benefits are decided by a person’s lifetime income and Social Security taxes paid. According to 2022 research, the District of Columbia had the lowest average SSDI payment, $1,321.04, and Delaware earned the most, $1,599.97.

When calculating SSDI benefits, the Social Security Administration (SSA) considers the 35 years in which you earned the most money, factors for inflation, and utilizes percentages to determine your Primary Insurance Amount.

According to the 2024 formula, 90% of the first $1174 in income is included, followed by 32% from $1174 to $7078 and 15% above that. Using this formula, SSDI payouts are assured to be proportionally higher for those with lower lifetime earnings.

State-specific confirmed Social Security Disability Insurance (SSDI) benefits

According to Social Security Administration data, here are the average monthly SSDI benefits by state in 2022:

• Alabama $1,454.98
  
• Alaska $1,473.09
  
• Arizona $1,542.92
• Arkansas $1,415.43
  
• California $1,524.99
  
• Colorado $1,497.71
  
• Connecticut $1,549.41
  
• Delaware $1,599.97
  
• District of Columbia $1,321.04
  
• Florida $1,521.74
  
• Georgia $1,485.38
  
• Hawaii $1,532.11
  
• Idaho $1,456.79
  
• Illinois $1,495.07
  
• Indiana $1,480.12
  
• Iowa $1,412.23
  
• Kansas $1,439.17
  
• Kentucky $1,446.53
  
• Louisiana $1,421.25
  
• Maine $1,395.33
  
• Maryland $1,542.21
  
• Massachusetts $1,493.30
  
• Michigan $1,508.94
  
• Minnesota $1,475.73
  
• Mississippi $1,416.49
  
• Missouri $1,441.07
  
• Montana $1,407.08
  
• Nebraska $1,391.82
  
• Nevada $1,562.44
  
• New Hampshire $1,528.42
  
• New Jersey $1,648.06
  
• New Mexico $1,398.19
  
• New York $1,540.57
  
• North Carolina $1,483.98
  
• North Dakota $1,388.96
  
• Ohio $1,422.89
  
• Oklahoma $1,423.04
  
• Oregon $1,459.64
  
• Pennsylvania $1,493.44
  
• Rhode Island $1,464.35
  
• South Carolina $1,512.46
  
• South Dakota $1,391.16
  
• Tennessee $1,446.63
  
• Texas $1,463.70
  
• Utah $1,473.63
  
• Vermont $1,398.34
  
• Virginia $1,497.40
  
• Washington $1,494.32
  
• West Virginia $1,465.15
  
• Wisconsin $1,460.01
  
• Wyoming $1,485.89
  

When Will Beneficiaries Get Their SSDI Benefits in January 2025?

According to the SSA’s Social Security payment schedule for 2025, SSDI participants will receive their benefits on the following dates:

On January 3rd, if they claimed disability benefits prior to May 1997
On January 8th, assuming they were born between the first and the tenth.
On January 15th, if they were born between the 11th and 20th.
On January 22nd, if they were born between the 21st and 31st