For the millions of retirees who have been waiting to claim their Social Security benefits to finally enjoy their golden years, getting their first payment after working for more than 40 years could be one of the most exciting times of their lives.
Retirees and other beneficiaries can get different amounts of money each month, depending on how old they were when they got their first check. However, on average, they will get $1,914 per month.
Due to the way payments are scheduled for this year, retirees will get their first payment tomorrow, December 11th. It is important to note that this payment will only go to beneficiaries who were born between January 1 and October 10 and who also started getting benefits after May 1997.
American Retirees Who Will Get a New Social Security Check of $1,914 on Average
The first Social Security check will be sent out tomorrow by the Social Security Administration. Two more payments are due on December 11 for people born between December 11 and December 20 and on December 24 for people born between December 21 and December 31.
People who are eligible for the retirement, survivors, and disability insurance (RSDI) program are the only ones who get these payments. People who are eligible for Supplemental Security Income (SSI) usually get their paychecks on the first of the month.
But this month is different because people who get SSI will get an extra payment on December 31st. The SSA will move the payment date to the day before, Tuesday, December 31st, because January 1st is a holiday.
This payment is being made because of this. The new 2.5% cost of living adjustment (COLA) will already be built into this payment. This means that people who get SSI will be the first to get the new boost.
Americans who are retired, on death, or disabled will get their higher benefits on January 3rd, after they get this payment. With the 2.5% COLA increase, everyone who is eligible will get the following next year:
| Retirees amounts (2025) | Survivor benefits (2025) | SSDI benefits (2025) | SSI benefits (2025) |
| On average: $1,948Age 62: $2,778 Age 67: $3,918 Age 70: $4,995 |
On average: $1,543Individual: $1,817 2 Children: $3,744 |
On average: $1,575Blind recipients: $2,655 Maximum payment: $3,918 |
On average: $715Individuals: $967 Couples: $1,450 Essential person: $484 |
What Do Retirees Need to Retire Before Reaching the Full Retirement Age?
Early retirement is an option in the United States for people who want to start getting Social Security payments at age 62. People who have worked for the company for years are now at a turning point. But in order to get these benefits, you have to meet a few basic requirements set by the federal government.
This choice should be carefully thought out by workers who want to know what they need to do to be able to retire early in 2025. Besides the minimum age, the amount of money that can be received depends on how many years of work, how much money was paid into Social Security, and other factors related to the system.
In 2025, the minimum requirements to start getting Social Security payments at age 62 will be mostly the same as they were in previous years. However, changes in the economy may affect the amount received.
For a worker to get benefits, they had to have worked for at least 40 quarters, or 10 years, and paid payroll taxes during that time. How much a worker gets in benefits is based on how much they have worked and paid into the system in the past.
Social Security uses the average of the highest incomes over the 35 years that the highest income was earned to figure out pension payments. But if an employee retires before they turn 66, their monthly payments will be less because they are based on how much they would have gotten if they had waited until they turned 66.
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