Social Security Disability Payments 2024: Find Out When You’ll Get Your Check?

Social Security Disability Insurance (SSDI) recipients can expect their checks to arrive soon. With only two rounds of payments left for 2024, those who haven’t received their checks yet should be getting them shortly.

Your payment date depends on a few important factors. If you’re unsure when your payment is due, don’t worry—we’ve broken everything down for you below.

The Social Security Administration (SSA) sends out monthly payments to people who have disabilities that limit or stop their ability to work.

Depending on your situation, others in your family might also qualify for SSDI benefits. If you’re curious about how the 2025 COLA (Cost-of-Living Adjustment) increase will affect your payment next year, we’ve got that information for you too.

SSDI Payment Schedule for Long-Time Recipients

If you’ve been receiving SSDI since before May 1997, your payment usually arrives on the third day of every month. However, this isn’t always the case.

If the third day falls on a weekend or a public holiday, the SSA sends payments earlier. For example, in March 2024, payments were sent out two days earlier, on the first of the month.

Payment Dates for Everyone Else (After May 1997)

If you started receiving SSDI after May 1997, your payment date depends on your birth date. Payments are sent out on the second, third, or fourth Wednesday of each month. Here’s how it works:

If your birthday falls between the 1st and 10th: You’ll get your payment on the second Wednesday of the month.
If your birthday falls between the 11th and 20th: You’ll receive your payment on the third Wednesday of the month.
If your birthday falls between the 21st and 31st: You’ll get your payment on the fourth Wednesday of the month.

This schedule helps you know exactly when your payment should arrive, so you don’t have to worry.

When Will You Get Your SSDI Payment in December?

Here’s the schedule for SSDI payments for December 2024:

December 11 (Second Wednesday): Payments for those with birthdays from the 1st to 10th.
December 18 (Third Wednesday): Payments for those with birthdays from 11th to 20th.
December 25 (Fourth Wednesday): Payments for those with birthdays from 21st to 31st.

If you’ve been receiving SSDI since before May 1997, you can expect your payment on December 3 (Tuesday).

Will the 2025 COLA Increase Affect Your Payment?

Yes, most likely. The 2025 Cost-of-Living Adjustment (COLA) will bring a 2.5% increase to monthly SSDI payments. However, the exact amount will vary depending on several factors:

Your current monthly income
How long you’ve been receiving SSDI benefits
The type of benefits you’re receiving

For an average SSDI check, a 2.5% COLA increase will add about $48 per month. This adjustment will be reflected in your January 2025 payment. You will receive an official COLA notice from the SSA sometime in December 2024, explaining your new benefit amount in detail.

What to Do If Your SSDI Payment Is Delayed?

If you don’t receive your payment on the expected date, here’s what you should do:

Wait a few days: Sometimes payments can take extra time to process, especially during holidays.
Check your bank account: Ensure the payment hasn’t already been deposited.
Contact the SSA: If it’s been more than a week since your payment was due, reach out to the Social Security Administration for help.

To avoid delays, make sure your bank details and contact information are up to date with the SSA.

Final Thoughts

Social Security Disability Insurance is an important support system for those who are unable to work due to a disability. By understanding the payment schedule and upcoming changes like the 2025 COLA increase, you can plan your finances more easily.

If you haven’t received your payment yet, check the schedule based on your birth date or payment history, and rest assured that your check is on its way.