It could take years to fix your credit, so having a credit card that will help you through the process and give you other benefits while you use it makes your life a lot easier. That’s what the Menards credit card is, and more. If someone has said something bad about the card, it’s probably because they were turned down, which is a small group. Keep reading to see the list of advantages.
Benefits of Having a Menards Credit Card
People with credit cards that aren’t very good are often given extra benefits, like cash advances and the ability to use the card while going abroad. Most people with good credit don’t go on trips outside of their own country. You can buy necessities at any Menards shop with a Menards card, and you can also use it to pay for gas at any Kwik-Trip or other gas station brand in your area. These projects don’t have to wait until your credit score gets better so you can get a loan.
No annual fee
The majority of the time, credit cards with yearly fees are debt traps ready to snap your wallet shut and take your hard-earned cash. If you pay $100 a year for the card, you’re actually paying $8 a month for it, even if you don’t use it. If you use up all of your credit, it’s the same as paying $8 a month, but you can’t use the card.
you can buy gift cards
If you’re short on cash and need to buy a gift for a party or other event at the last minute, this may not seem like a big benefit. Since you can’t get cash loans on the Menards card, a gift card is the next best thing for giving at the last minute or when you don’t plan to.
Variable Intro APR
A lot of credit cards are aimed at people with bad credit, but the Menards card rewards people who have worked hard to get to the point where they deserve better terms on a new credit card. The buying intro APR can be anywhere from 0% to 3.99%. Also, the length of time you get that APR can change, anything from 6 to 48 months.
You get 1% back when you use your Menards card at a Kwik Trip or other approved brand gas station. You don’t get a refund right away, though. Instead, you get a rebate receipt. give these to Menards, and they’ll give you a check. To get the most out of these rebate papers, save them up for about a month and then mail them in for a bigger check. It’s always nice to get a check in the mail, and the money always comes at the right time.
Great customer service
People who have used the Menards card a lot often say that they have great customer service. Some people don’t pay attention to this part of their credit card until they have a problem. To see why customer service is so important for a business, just look at how popular Amazon.com is.
You get 1% to 2% cashback on most purchases, and 1% cashback on gas purchases. If you use your card carefully, it can save you a lot of money over the course of a year. A lot of the other cards don’t even give you a 1% prize.