Lets See the Most Affordable Beach Towns in Florida to Settle

Living in a beach town in Florida has a lot of appeal, but prices have been going up steadily, making it harder to find beach towns in Florida that are still reasonable. It costs the least to live on the beach in Florida in Pensacola, but there are many other nearby towns that are also cheap. Here are the Florida beach towns that won’t break the bank.

Most Affordable Beach Towns in Florida


Pensacola is the beach town in Florida that costs the least. Living in Pensacola, which is in the Florida Panhandle, is cheap and close to the water. In 2023, the average home worth in Pensacola is $257,000. It costs about $1,232 a month to rent or buy a home in the United States. Pensacola also has a much lower cost of living than the rest of the country. This makes it the least expensive beach city in Florida.

Deerfield Beach

Deerfield Beach is a beautiful place where families can have fun. The weather is always warm and sunny, making everyone feel welcome. People know this lively beach town for having not one but two theme parks that families can enjoy. Also, people in Deerfield Beach are pretty nice, and job growth has been steady over the past few years. Our sources tell us that the typical home price right now is only $290,000. The average cost of living each month is about $1,310.

Fort Walton Beach

Looking for a place that is close enough to drive to the Indian Temple Mound Museum and the Gulfarium Marine Adventure Park? If so, you might like Fort Walton Beach, which is a big city and town.

This place has a way of life for almost everyone, because it’s cheap enough for the normal person to live there and fancy enough to make you feel like a movie star. There are all kinds of homes there, from simple ones to fancy ones. It only costs $349,000 to buy a house in Fort Walton Beach.

Also Read: Listing the Best and Affordable Private Schools in NYC for You Child Future


One more beach town in Florida that won’t break the bank is Clearwater. Also, it has a pretty unique image. Well, Clearwater is famous for being the home of the Church of Scientology, which could be a good thing for people who are very devoted to the group.

This quiet little town in Tampa also has nice restaurants and clean beaches for you to enjoy. There are homes in this fancy but strange vacation town that can be bought for as little as $370,000. Who would have thought it was possible?


One more beach town in Florida that won’t break the bank is Melbourne. This little city is on the beach and has beautiful views, but that’s not all it has to offer. It’s where a thriving arts area is located. This spot could be good for an artist who is hungry. Why? People in the area pay an average of $920 a month for their homes, making it one of the cheapest places to live on this list!

Lake Worth

There should be a city or town called Lake Worth on this list, even though it’s not very big. Everyone can find something they like in Lake Worth. There are beaches that are good for families, romantic getaways, and a fairly large amount of business.

Lake Worth is a place where people go to forget about their problems or to find a new home. With a typical home price of $412,000, it’s clear why a lot of different kinds of people go here. Everyone loves a good deal.

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